Monday, April 1, 2019

Financial Fiasco Part 2

I had every intention of posting yesterday, but the enemy had other plans and I gave into the insecurities and self-doubt planted in my head. I allowed it. I even nurtured it and babied it! When you are getting closer to God the enemy presses in harder. He will try to take any happiness you have just to tear you down. Last night and this morning I prayed even harder, pressed in closer to Him, spent time this morning listening to an amazing sermon from Rick Warren from his Unshakable series, and listened to a very important person in my life. Thank the Lord the enemy is defeated once more:) The devil may try to get me down, but he will NEVER win!!

It is humbling how God places people in your life at exact moments for His purpose. This morning I learned of a precious person feeling completely defeated because of financial fiascos. This person is much older than me. Financial Fiascos do not target specific ages! I have never had more clarity in the purpose of these posts than today. (The enemy may have tried to stop me yesterday, but God had a purpose for today.)

You see financial fiascos are temporary. They don't define me or you. Oh they will try and I have fallen into the trap of thinking there is no way out, but I know with God all things are possible! 

I sit here in the sun by the pool at the beach house we rent each year writing this. (I am sure many will think, aren't you in debt? How are you paying for a beach vacation? Shouldn't you be using that money to pay down your debt?) Well yes, I am in debt, I paid cash (from my tax return) for the house, and I could pay down my debt with the money, but I have a VERY different outlook on debt and getting out of debt than most. AND I won't apologize for it either!

You see my dad worked 6 days a week for more than 35 years to make our dreams come true. My mom always wanted a beach house. They were one step away from acquiring that dream and she was diagnosed with cancer again and lived 3 weeks. I learned at that very moment you are not promised tomorrow. The very weekend she passed we were supposed to be heading to the beach to see this house she wanted. My Jackson was 4 weeks old. She had bought him his first beach trip book from Pottery Barn for us to record his trip. That trip never happened. 

Fast forward one year and dad was diagnosed with cancer. His surgery was successful and his chemo cured him. Then 2010 comes around and I was diagnosed with cancer. My babies were in Kindergarten and 4th grade. I KNOW what living each day to the fullest is ALL about!! Yes I want out of debt and I have goals, but I also want memories. If I die today, my debt is paid off immediately with life insurance, but guess what if I live every second of everyday stressing over my debt, not living, but only working to eliminate it, what have I gained? No debt, miserable life, and NO memories! My family memories are what gets me through days I miss my mom so bad I can't breathe. Memories I have made with my kids reassure me I am ok and living. 

No matter what, if it's God's will and I am a good steward of His gifts He will help me accomplish my goals. I explained to a co-worker last week my thoughts. If I work 6 plus days a week and go or do nothing extra I will be debt free sooner, but at whose expense. My kids didn't sign up for our situation and I will not take away our memories because I didn't live the way I should have the past 4 years. I am a very frugal person by nature now. I have been for many years. I fell off that wagon, but I know how to get back up and try to fix it. Will it be easy? NO! Will there be days when I think I am going to drown? YES! But With God ALL Things ARE Possible! I will hold onto that truth and live my life to the fullest, making beautiful memories EVERY step of the way. 

My McCall will be graduating this year. This season of our life is near completion and a new season is beginning. I won't have this week with her again for a VERY long time, if ever. I will cherish every memory. Praying time slows down just for a week:) 

I am NOT saying or promoting to live like crazy, spend freely, and worry about the consequences later!! Live frugal, know when a memory is more important than a debt, and pay cash!

1 comment:

  1. There's definately a lot to know about this subject.
    I like all the points you have made.